Small Business
Health coverage for your team, with an agent or representative to set it up
We help small employers compare group health plans and ICHRA, and add dental, vision and life coverage for employees. Our help is free; plan premiums and any ICHRA administration fees are separate.
Mon–Fri 9 a.m.–5 p.m. ET. Free to you, with no obligation to enroll. Can't talk now? Request a callback or schedule a call.
Your options
Ways to offer coverage to your employees
Group health plans
One plan, or a choice of plans, that you offer to eligible employees and help pay for.
ICHRA
An individual coverage HRA: you set a monthly allowance, and each employee picks their own individual plan.
Dental and vision
Group dental and vision plans you can offer with health coverage, or on their own.
Life insurance
Group life coverage as an added benefit for your team.
Before we talk
What we’ll ask about your business
Your team
How many employees you have, and the states where they live and work.
Your budget
What you’d like to put toward coverage each month, per employee or overall.
What you have now
Any current plan and its renewal date, so there’s no gap in coverage.
Doctors that matter
Whether employees want to keep particular doctors or hospitals in network.
How it works
From first call to covered employees
Step 1: Tell us about your business
A short call about your team, budget and what you offer today.
Step 2: Compare options side by side
Group plans and ICHRA, with costs for you and your employees.
Step 3: Enroll, and we stay with you
We help your employees enroll and answer their questions during the year.
Questions from small businesses
Yes. Insurance companies pay us when you enroll, so our help is free to you. You don’t have to enroll to talk with us.
An individual coverage health reimbursement arrangement. You set a monthly amount for each employee, and they use it toward an individual health plan they choose. We’ll explain how it compares with a group plan for your business.
Often, yes. What’s available depends on your state, the plan and your group size. We’ll check the options for your business.
We check networks for the doctors and hospitals your team cares about before you choose.
It depends on the plan and your timing, including notice your employees need for an ICHRA. We’ll plan the start date with you.
Prefer to call?
1-800-830-7574