Life Insurance
Life insurance that helps protect the people who count on you
We help you compare term, whole and final expense life insurance, and find coverage that fits your budget. Our help is free to you.
Life insurance is available in 12 states.
Mon–Fri 9 a.m.–5 p.m. ET. Free to you, with no obligation to enroll. Can't talk now? Request a callback or schedule a call.
Your options
Types of life insurance we can help with
Term life
Coverage for a set number of years, like 10, 20 or 30. It usually costs less than lifelong coverage for the same amount.
Whole life
Coverage for life as long as premiums are paid, with premiums that usually stay the same. Cash value builds over time, as the policy’s terms set out.
Final expense
A smaller whole life policy to help your family with funeral costs and final bills.
Help choosing an amount
We look at income, debts and who depends on you to find an amount that makes sense.
Before you choose
What affects your life insurance
Health questions
Most policies ask about your health. Some need a medical exam, and some don’t.
Your premium
Price depends on your age, health and the amount of coverage. Buying sooner usually costs less.
Waiting periods
Some final expense policies pay a limited benefit in the first years. We’ll explain how yours works.
Beneficiaries
You choose who receives the benefit, and you can update it later.
How it works
Finding coverage that fits
Step 1: Talk to an agent or representative
Tell us who you want to protect and what you’d like to spend.
Step 2: Compare plans that fit
We compare policies and explain what each pays and costs.
Step 3: Enroll, and we stay with you
If you apply, we help you through the application and answer questions later.
Questions about life insurance
It depends on what you want it to cover, like income, a mortgage or final expenses. We’ll work out an amount with you.
Not always. Some policies only ask health questions, and some final expense policies don’t require an exam.
Often, yes. Final expense and some whole life policies are designed for older adults.
Term covers a set number of years and usually costs less. Whole life can last your lifetime as long as premiums are paid, and builds cash value under the policy’s terms.
Yes. Insurance companies pay us when you enroll, so our help is free to you. You don’t have to enroll to talk with us.
Talk with an agent or representative about life insurance
Free to you, with no obligation to enroll.
Can't talk now? Request a callback or schedule a call.
Mon–Fri 9 a.m.–5 p.m. ET